Preserve the motorcycle and gear
We work to keep the bike, helmet, protective gear, impact points, scrape marks, road surface proof, and repair or salvage records from disappearing. Read the rider first-steps guide.
We Stand In Front Of You
If you were hurt riding in Michigan, talk to Michigan Legal Center before insurance turns rider bias into the story of your crash.
A Michigan motorcycle accident claim can run on two tracks: a coverage track, where motorcycle PIP priority or medical benefits are reviewed when a motor vehicle was involved, and a liability track against the responsible driver, company, or road authority. The first review should answer which insurer is highest in priority, what evidence is at risk, whether insurance is pushing a statement or blame, and which deadlines apply.
We work to keep the bike, helmet, protective gear, impact points, scrape marks, road surface proof, and repair or salvage records from disappearing. Read the rider first-steps guide.
Motorcycle PIP priority is not the ordinary car-crash path. We identify the correct PIP, medical-benefit, UM/UIM, health, liability, and assigned-claims routes before an insurer denial is accepted. Read the motorcycle benefits guide.
Motorcycle claims get shaped early by assumptions about speed, visibility, and helmet use, so the evidence and the correct coverage path need to be locked in first.
It costs nothing to find out where you stand.
Since 1989, the difference is what happens before settlement talks ever begin: we build the claim around evidence, not rider bias, starting the day you call.
We work to keep the bike, helmet, protective gear, impact points, scrape marks, road surface proof, and repair or salvage records from disappearing. Read the rider first-steps guide.
Motorcycle PIP priority is not the ordinary car-crash path. We identify the correct PIP, medical-benefit, UM/UIM, health, liability, and assigned-claims routes before an insurer denial is accepted. Read the motorcycle benefits guide.
We use reports, video, witnesses, reconstruction, vehicle damage, lighting, lane position, and driver attention proof to answer blame arguments before they become the file.
Brain injury, fractures, surgery, scarring, road rash, spine injuries, work loss, future care, and daily-life changes are documented before demand talks. Insurers know which firms can file, prove, and try a case.
A real person listens. No forms, no runaround, and no pressure. Tell us what happened in your own words.
The crash, the vehicles, the road, the coverage priority, the deadlines, and the evidence at risk, including the motorcycle and gear.
We explain your options at no cost. If we do not think you need a lawyer, we tell you that directly.
If we take the case, the insurers, the blame arguments, and the paperwork become our problem, and your job is getting better.
Recoveries in serious Michigan motorcycle and vehicle cases. Past results do not guarantee a future result.
Two review excerpts discuss motorcycle representation directly; the third addresses broader injury-case service. Every motorcycle claim still depends on its own evidence and insurance path.
My husband was in a motorcycle accident, unable to work.. Mr. Trainor advised us all the way through our lawsuit. He fought for my husband..
I am very happy with Christopher Trainers office in handling my motorcycle claim, staff was very knowledgeable, courteous, and quick to respond to any communication that I did from phone calls, emails or texts.
I recently had the pleasure of working with Chris Trainor, Amy DeRouin and their dedicated team regarding two personal claims. I cannot recommend them highly enough! From our very first consultation, it was clear that I was in capable and caring hands. I would trust them with any personal legal matter.
You focus on healing.
We handle everything else.
Blame arguments and coverage disputes start before you are back on your feet. From day one, that is our job, not yours.
A quick check for the issues that decide motorcycle cases: injuries, insurer pressure, coverage priority, and evidence. No sign-up, no dollar estimate, and your answers stay on this page. The result is general information, not legal advice.
Question 1 of 5
Send the basics. We will check the crash, PIP priority, coverage, deadlines, and evidence, then tell you whether hiring us makes sense. No obligation.
Get medical care first. Preserve the motorcycle and gear, then let us check PIP priority, coverage, deadlines, and the evidence that may control recovery.
A serious motorcycle crash can create more than one track at the same time. If a motor vehicle was involved, a No-Fault/PIP or medical-benefit track may exist under motorcycle priority rules. If another person, company, road authority, or product caused the crash, a separate liability claim may exist when the injuries and evidence support it.
Two tracks may run at the same time
Written No-Fault notice can be a one-year issue under MCL 500.3145, but the correct insurer should be identified first.
Pain-and-suffering and other noneconomic motor-vehicle tort damages generally require serious-impairment, death, or permanent-serious-disfigurement proof. Excess allowable expenses and work loss follow separate statutory limits under MCL 500.3135.
| Claim issue | Source or rule | What it means for you |
|---|---|---|
| Motorcycle and motor-vehicle distinction | MCL 500.3101 | Michigan No-Fault treats motorcycles differently from motor vehicles, so a motorcycle crash may follow a different PIP path than a car occupant claim. |
| Motorcycle PIP priority | MCL 500.3114; Michigan DIFS Auto Insurance FAQ | When a motorcycle operator or passenger is injured in an accident involving a motor vehicle, priority can point first to the involved motor vehicle’s insurer before moving through lower-priority sources. |
| Motorcycle security and optional first-party medical benefits | MCL 500.3103 | Motorcycle insurance is not the same as ordinary auto PIP. Motorcycle insurers must offer optional first-party medical benefits in $5,000 increments, but that is separate from the motorcycle priority analysis when a motor vehicle is involved. |
| No-Fault/PIP timing | MCL 500.3145 | Written notice, lawsuit timing, tolling, and one-year-back limits can affect unpaid benefits. Do not wait while insurers argue priority. |
| Helmet law | MCL 257.658 | Helmet nonuse does not automatically bar a claim. It may become a comparative-fault or damages argument depending on the injury, statutory conditions, and medical proof. |
| Pain and suffering claim | MCL 500.3135 | The injury must meet the serious-impairment, death, or permanent serious disfigurement threshold before noneconomic damages are available in a motor-vehicle tort claim. |
| Shared fault | MCL 600.2959 | Fault assigned to you reduces damages. Insurers often overstate rider fault before video, vehicle damage, witnesses, and reconstruction are reviewed. |
| General injury lawsuit | MCL 600.5805 | Most Michigan injury claims have a three-year filing period, but policy notice, PIP timing, government notice, and evidence loss can create earlier practical deadlines. |
| Road defect or public road hazard | MCL 691.1404 | Pothole, gravel, shoulder, debris, and construction-zone roadbed cases can require written notice to the correct road agency, sometimes within 120 days. Government duties for missing signs or traffic devices follow different rules and may require separate contractor or non-government review. |
Get medical care, preserve the motorcycle and gear, document the scene, and avoid recorded statements or broad releases until coverage and evidence are reviewed.
The police report and first medical records help connect the crash, injuries, and insurance process. Do not wait to be evaluated after a motorcycle crash.
Keep the motorcycle, helmet, jacket, pants, gloves, boots, damaged parts, and repair or tow records before inspection, teardown, sale, or salvage.
Capture vehicle positions, debris, skid or scrape marks, signals, lane markings, lighting, potholes, gravel, oil, construction signs, and nearby cameras if safe.
Witness names and phone numbers can matter as much as the police report. Keep every insurer letter, text, email, and voicemail.
The insurer may be trying to lock in statements about speed, visibility, pain level, helmet use, lane position, or fault before the evidence is complete.
We are available 24/7. We can start preserving evidence, checking insurance priority, and identifying deadlines the same day you call.
We do not put a number on your case before reviewing the evidence. We identify the available recovery paths and the policies and parties that may be responsible.
If a motor vehicle was involved, PIP priority may provide medical care, wage loss, replacement services, attendant care, and related benefits subject to the correct policy and limits.
When the serious-impairment threshold is met, the responsible party may owe pain and suffering, future care, lost earning capacity, disfigurement, and other losses.
When the at-fault driver fled or had too little coverage, uninsured or underinsured motorist coverage may become central.
Road defects, unsafe construction zones, missing warnings, defective parts, or gear failures can add separate defendants and shorter evidence or notice deadlines.
If a motorcycle crash takes a life, the estate’s personal representative can bring a wrongful death claim under MCL 600.2922. Our wrongful death deadline guide explains why timing still needs a case-specific review.
If insurers delay bills, point at each other, schedule an IME, or issue a denial, we review the priority, notice, medical proof, and appeal path. Our delayed medical-bill guide explains what to document.
Legal deadlines matter, but motorcycle evidence can disappear first. These are the records and proof we look for immediately.
Damage patterns, impact points, helmet marks, torn clothing, boots, gloves, and broken parts can help prove impact direction, force, and injury mechanics.
Traffic, business, dashcam, helmet-camera, doorbell, and nearby security video may overwrite quickly. Witnesses get harder to locate with time.
Vehicle damage, phone records, traffic citations, event data, truck records, rideshare records, and driver statements can prove a failure to see, yield, merge, or stop.
Potholes, gravel, oil, debris, shoulder drop-offs, lane shifts, missing signs, bad lighting, and construction-zone changes need immediate photos and location proof.
Diagnosis timing, imaging, restrictions, surgery, therapy, wage loss, disability, future care, scarring, and daily-life impact connect the crash to damages.
Motorcycle policies, household auto policies, health coverage, claim numbers, letters, denials, IME notices, and releases can decide what gets paid and by whom.
Meet by phone, video, or at any of our 10 Michigan offices.
Every case at Christopher Trainor & Associates is a team effort. Our attorneys collaborate on strategy, discovery, and litigation so you get the full strength of the firm behind you—not just a single lawyer. We have built our practice on this collaborative model since 1989.
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