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Michigan car accident help

After a Michigan crash,
what next?

Start with safety and any medical needs. Then choose help with a report, unpaid bills, an insurance call or a settlement offer.

People first. You do not need every record before asking for legal help.

Free consultation. No obligation to hire us.

A practical order of operations

What should I do after a Michigan car accident?

  1. Step 1

    Get emergency help

    Call 911 for an emergency or an officer at the scene. Tell your medical provider about symptoms and how they affect you. Notify your insurer promptly.

  2. Step 2

    Preserve evidence

    If it is safe, photograph the scene, vehicles and visible injuries. Save witness contacts, dashcam footage and messages. Ask for help preserving video before it is overwritten.

  3. Step 3

    Organize your information

    Keep the claim number, insurance letters, treatment records, bills and proof of missed work together. Note when a form arrived and when a response is due.

  4. Step 4

    Get help before signing

    An offer or release may resolve more than you expect. Our lawyers can review the request, available coverage and unresolved losses before you decide.

Time-sensitive Do I need to act before the report is ready? Yes.

Waiting for the UD-10 does not pause a deadline. Michigan PIP law includes a one-year rule for starting an action, with exceptions tied to timely written notice or prior payment, and separate limits on older losses. Notice, a claim and a lawsuit are different steps. Let us check the dates and any applicable tolling; other claims have their own rules.

Review my claim
Use the answer you need

What step do you need help with?

Choose the problem in front of you. Each guide explains what to save, what to check and when legal help can matter.

Report help

Get the official Michigan crash report

Use the official MSP system to buy the UD-10 for $15. Find the search requirements and steps for a missing report.

Get the report

What if the police report is wrong?

Save the original report and your other evidence before asking the reporting agency about a correction.

Review report-error steps

Insurance and PIP

Who pays my medical bills?

See how eligibility, the policies involved and Michigan priority rules affect which insurer may pay.

Read the PIP priority guide

Medical bills denied or delayed

Save unpaid bills, insurer requests, denial letters and collection notices. Learn what to check and when to ask for help.

Review delayed-benefit steps

Recorded statements

Identify which insurer is asking and which claim the statement concerns. Get advice about the request and avoid guesses.

Read before giving a statement

Settlement and offers

Understand a settlement offer or release

See which claims, losses, insurance, liens, and future rights should be checked before you sign or settle.

Review offer and release questions

Preserve evidence

Truck and commercial-vehicle evidence

Identify video, vehicle data, driver logs, dispatch records, and maintenance evidence before it disappears.

See the evidence checklist

Uber and Lyft crash evidence

Save the trip, app status, messages, vehicle details, and insurance information tied to the ride.

Review rideshare claim steps

Vehicle damage

Michigan mini-tort

Learn what this limited vehicle-damage claim covers and why it is separate from PIP and an injury claim.

Read the mini-tort guide

Case decision

Have your claim reviewed

Use the optional guided review to organize your questions. View an informational action plan, then choose whether to contact our team.

Review my claim
One crash, several paths

How do PIP, vehicle damage, and an injury claim differ?

They can involve different insurers, losses, proof, rules, and deadlines.

One crash

01 / Benefits

PIP / No-Fault

Eligible PIP claims can cover medical care, work loss and other benefits. The medical limit, exclusions, eligibility and insurer-priority rules matter. PIP generally does not depend on proving another driver caused the crash.

Check PIP medical coverage choices →
02 / Vehicle

Damage to your car

Collision coverage and a possible mini-tort claim address vehicle damage. Resolving the car damage does not automatically resolve medical bills or an injury claim; read what any release actually covers.

Understand Michigan mini-tort →
03 / Injury

A responsible party

A separate claim may address pain and suffering or qualifying excess economic losses. Fault, coverage and the type of loss matter. Pain-and-suffering claims must meet Michigan’s injury threshold.

Read Michigan’s injury-claim rules →

Put the pieces together

Want to organize your questions before you call?

The optional guided review helps you organize injury, insurance and offer questions. See an informational action plan before entering contact details, then choose whether to send your answers to our team. It does not decide whether you have a claim or what it is worth.

  • Spot possible evidence and insurance gaps
  • Get a short list of documents and next steps
  • Send the same answers directly to our intake team
Start My Claim Review

Free · Result before contact information · Optional

The official report

How do I get the official Michigan crash report?

Use the Michigan State Police Traffic Crash Purchasing System. MSP currently charges $15 and says reports typically take 3 to 30 days, depending on the investigating agency. This is a processing estimate, not a guaranteed date.

You do not need a lawyer or a Michigan Legal Center form to buy it. If we accept your injury case, obtaining and reviewing the report can be part of our work. Our step-by-step Michigan crash-report guide explains the search requirements, what to do if the report is unavailable, how to address an error, and what the UD-10 does not decide.

MSP instructions checked . Check the current state instructions.

Only need the official UD-10?

Go directly to the state website. Michigan Legal Center does not receive the information you enter there.

Open the official MSP system — $15
Plain-language answers

Three common problems after a Michigan crash

What if the police report about my crash is wrong?

Keep the original and contact the agency that wrote it about a correction. Also preserve photos, video, witness information, and messages. The report is one early record, but it does not finally decide civil fault, insurance coverage, or claim value.

Who pays my medical bills after a Michigan car accident?

When PIP medical coverage applies, it may pay covered expenses up to the selected limit. Eligibility, exclusions, opt-outs, the policies involved, and Michigan priority rules can change which insurer pays. PIP is separate from an injury claim against an at-fault person or business.

Do I have to talk to the other driver’s insurance company?

Your own no-fault insurer and the other driver’s insurer have different roles. Before giving a recorded statement, identify who wants it, which claim it concerns, and why it is requested. You can ask for time to understand the request and seek legal advice.

You do not have to sort this out alone

Let us help with the claim, so you can focus on recovery.

Get my free case review

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Michigan Legal Center attorneys and team members standing together

Tell us what happened and what is worrying you now. If we accept your case, our lawyers can investigate the crash, review the coverage and medical evidence, handle insurer communications, and explain an offer before you decide.

Michigan Legal Center is the Law Offices of Christopher Trainor & Associates. Meet our attorneys or call (248) 886-8650.