Pedestrian PIP priority
We identify the correct No-Fault path for medical bills, wage loss, replacement services, attendant care, mileage, and assigned-claims issues. The striking driver is not always the PIP insurer.
We Stand In Front Of You
If you were hit while walking, call before the driver, police report, or insurance company turns an incomplete story into the case.
A Michigan pedestrian accident claim usually has two tracks: a No-Fault/PIP benefits path for medical bills and wage loss, and a separate liability claim against the driver, owner, company, or other responsible party when the injury evidence supports it.
We identify the correct No-Fault path for medical bills, wage loss, replacement services, attendant care, mileage, and assigned-claims issues. The striking driver is not always the PIP insurer.
We move quickly on business video, doorbell cameras, bus cameras, dashcams, signal timing, lighting, sight lines, witnesses, vehicle damage, clothing, shoes, and damaged property.
The first days matter because video, witnesses, signal evidence, clothing, damaged property, and insurance notices can disappear or lock the case into the driver’s version before the injured pedestrian has a fair record.
It costs nothing to find out where you stand.
A pedestrian case can turn on evidence the injured person does not control. We review PIP, fault, video, coverage, and blame defenses together from the first call.
We identify the correct No-Fault path for medical bills, wage loss, replacement services, attendant care, mileage, and assigned-claims issues. The striking driver is not always the PIP insurer.
We move quickly on business video, doorbell cameras, bus cameras, dashcams, signal timing, lighting, sight lines, witnesses, vehicle damage, clothing, shoes, and damaged property.
Crosswalk, signal, darkness, clothing, phone use, sudden-entry, intoxication, and visibility defenses are tested against evidence instead of accepted from the crash report.
We review driver, owner, employer, delivery, rideshare, UM/UIM, wrongful death, road-defect, and government-notice issues before any statement, release, or settlement decision.
Tell us where you were hit, what the driver did, what hurts, whether the driver fled, and who has contacted you.
The medical-bill path and the liability claim follow different rules. We check both before an insurer frames the case around pedestrian blame.
Camera footage, witness memory, signal data, vehicle proof, clothing, shoes, and damaged property can change the claim if they are protected early.
If legal help can change the outcome, we explain the plan. If hiring us does not make sense, we say that directly.
These are related road-user and vehicle matters. We do not present them as pedestrian-specific results. Past results do not guarantee a future result.
Actual review excerpts from clients and families discussing vehicle-related injuries and claim work. The page-specific claim still depends on its own evidence and coverage.
When I was hit by a stolen car and reached out to other firms. Christopher Trainor and Associates was the only ones who contacted me immediately. The communications from my attorney was amazing. He made me feel like family and that is why I will ALWAYS recommend this law firm. They actually care about u, not just winning the case.
I loved everything about my experience!!! From start to finish I was always in communication with staff & any concerns or questions I had were handled adequately! Thank you so much for everything. Car accidents are scary but you all made this process so easy & fought hard for me to get paid
Christopher Trainor & Associates represented my mother in an extremely tragic car accident. The insurance company was resistant on paying out her law suit, and the team won our case! Thank you so much for your representation!!
You focus on healing.
We handle everything else.
Video overwrites, witnesses move on, and insurance pressure starts early. From day one, our job is to protect the evidence and the claim path.
A quick check for the issues that matter first: injuries, PIP, hit-and-run, blame, coverage, deadlines, and evidence. No sign-up, no dollar estimate, and your answers stay on this page. The result is general information, not legal advice.
Question 1 of 5
Send the basics. We will check PIP priority, fault evidence, coverage, deadlines, and video preservation, then tell you whether hiring us makes sense. No obligation.
Get medical care first. Before you accept an insurer’s version, let us check PIP priority, fault, coverage, scene evidence, and the deadlines that may control recovery.
A pedestrian hit by a motor vehicle may have two legal tracks: a No-Fault/PIP benefits claim and a separate third-party injury claim. PIP can address allowable medical expenses, work loss, replacement services, attendant care, mileage, and related benefits. The third-party claim looks at fault, serious injury, damages, and available coverage.
Two tracks may run at the same time
PIP priority is not the same as proving who caused the crash.
A strong liability claim is built from scene proof and medical proof, not the crash report alone.
| Issue | Why it matters | What we review |
|---|---|---|
| PIP benefits | Medical bills, wage loss, replacement services, attendant care, and mileage may depend on No-Fault priority. | Household policies, spouse and resident-relative policies, involved vehicles, assigned-claims eligibility, written notice, and insurer correspondence. |
| Third-party claim | Fault and the motor-vehicle tort threshold affect pain-and-suffering and other noneconomic damages. | Driver conduct, crash reconstruction, medical proof, work limits, scarring, future care, and daily-life changes. |
| Comparative fault | Insurers often argue the pedestrian crossed improperly, was hard to see, entered suddenly, or acted unsafely. | Signal phase, lighting, speed, sight lines, clothing, phone evidence, witness statements, video, and road geometry. |
| Hit-and-run or uninsured driver | The claim may depend on PIP priority, UM/UIM policy language, or identifying the vehicle. | Police investigation, debris, camera footage, license-plate leads, policy notice, exclusions, and coverage deadlines. |
| Company or app vehicle | Delivery, commercial, or rideshare use can add defendants, policies, and records. | Route data, app status, dispatch, scanner records, vehicle owner, employer, contractor, and platform evidence. |
Pedestrian crashes can be confusing because the injured person was not inside a vehicle. For a person injured while not occupying a motor vehicle, MCL 500.3115 points the claim toward the Michigan Assigned Claims Plan unless coverage is available under MCL 500.3114(1). If no applicable higher-priority coverage exists or can be identified, MCL 500.3172 may become part of the analysis.
That is why broad statements like “the driver’s insurance pays the pedestrian’s medical bills” can be wrong. The striking vehicle is central to liability, but PIP priority is its own legal review.
Michigan traffic rules give us facts to test. MCL 257.612 addresses traffic signals and adjacent-crosswalk duties. MCL 257.627 requires careful and prudent speed under existing conditions. MCL 257.655 may matter when sidewalks are unavailable or a person is walking along a roadway.
Those rules do not create an automatic outcome. Crosswalk cases can turn on signal cycle, countdown timing, turn movement, pedestrian location, lane configuration, glare, blocked sight lines, parked vehicles, weather, darkness, roadway lighting, speed, and distraction.
Call 911, ask for EMS when needed, and make sure a police report exists.
Do not wash, repair, discard, or release damaged shoes, clothing, bags, phone, bike, stroller, or other items until reviewed.
Nearby businesses, homes, buses, delivery vehicles, dashcams, and traffic systems may have video that overwrites quickly.
PIP denials, assignment notices, UM/UIM requests, medical authorizations, and release language can affect more than one claim track.
We review PIP, liability, coverage, injury proof, and timing before an insurer records your answers or sends settlement papers.
Meet by phone, video, or at any of our 10 Michigan offices.
Every case at Christopher Trainor & Associates is a team effort. Our attorneys collaborate on strategy, discovery, and litigation so you get the full strength of the firm behind you—not just a single lawyer. We have built our practice on this collaborative model since 1989.
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