What Serious Impairment of Body Function Actually Means in Michigan
Insurance companies have a word for your injury: "not serious enough." They use a legal standard called serious impairment of body function to shut down pain and suffering claims before they start. Most people never see it coming. This post breaks down exactly what Michigan courts look for, which injuries clear the bar and which don't, and what you can do right now to protect your claim.
The Difference Between a PIP Claim and a Third-Party Claim in Michigan
Michigan accident victims may have two active claims running at the same time — with different companies, different deadlines, and different rules. Here's how to tell them apart and why it matters.