Michigan's One-Year PIP Filing Deadline: What MCL 500.3145 Actually Costs You
Michigan's No-Fault one-year filing rule under MCL 500.3145 cuts off your right to PIP benefits, including medical bills, lost wages, and attendant care, without warning. Here is what the deadline covers, what happens if you miss it, and the exceptions that may still protect you.
Michigan Governmental Immunity Exceptions: When You Can Sue a City, County, or State Agency
Michigan gives government agencies broad immunity from lawsuits, but it carves out five specific exceptions where they can be held accountable. Miss the notice deadline (some as short as 45 days) and your claim is gone, no matter how strong it is. Here's what those exceptions are and exactly how long you have to act.