Getting injured on the job can turn your life upside down. But with the help of a Detroit workers’ comp attorney you can get the workers’ compensation benefits that you are entitled to under Michigan’s workers’ compensation system.
Michigan Workers’ Compensation Laws
In Michigan, workers’ compensation is compulsory. This means that employers are required to provide worker’s compensation insurance to their employees. Benefits may be provided through a private insurance carrier or the employer may self-insure. Employers that have less than three employees are exempt from this requirement.
Disability Benefits Provided
Under Michigan workers’ compensation law, an employee who suffers a workplace injury may be entitled to benefits for things such as medical costs arising from the injury and lost wages due to disability. If the injury leaves the employee totally incapacitated, he or she may be entitled to up to 80% of his or her average weekly wage. Individuals who are only partially incapacitated may be entitled to 80% of the difference between their weekly wage before the injury and the wage they can earn given the restrictions of their injuries.
Although the amount of money paid under workers’ comp insurance depends on the nature of the injury, typically individuals who are represented by a Detroit workers’ comp attorney tend to recover more benefits.
Filing for Worker’s Comp in Michigan
In order to successfully file for workers’ compensation in Michigan, the injured employee must first inform his or her supervisor. The employer will then need to file a report with the state Workers’ Compensation Agency and inform its insurance carrier. The employer and insurance agent will make a decision as to whether to accept or deny the claim.
In order to increase the chance for approval of a workers’ comp claim, it is in the injured employee’s best interest to consult with a Detroit workers’ comp attorney as soon as possible following the workplace injury.
If you suffered a workplace injury, you may be entitled to benefits under Michigan’s workers’ compensation system. For more information or to schedule a complimentary consultation with a Detroit workers’ comp attorney, call the Law Offices of Christopher Trainor & Associates at (800) 961-8477.