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Livonia Lyft Accident Lawyer

If you or a loved one was injured in a Lyft accident in Livonia, Michigan, you may be entitled to compensation. Call The Law Offices of Christopher Trainor & Associates for a free consultation.

The use of ridesharing has become increasingly popular over the past several years. With the rise of rideshare vehicles on the road, motor vehicle accidents have also increased.

Have you been hurt in a Lyft accident or any rideshare vehicle accident? If you have, you already know it can be an overwhelming experience involving medical treatment and bills, time off work to heal, and a confusing process of navigating various insurance companies to try to get fairly compensated.

You don’t have to deal with this situation on your own. Our knowledgeable Livonia Lyft accident lawyer can make sure your rights are protected, and you get every dime you’re entitled to for your injuries and other losses. Our phone number is 248-886-8650, and you can call us right now to schedule your free consultation.

The Risks of Lyft Rides

Taking a Lyft ride can be convenient, but it also comes with certain risks. Accidents can occur due to driver fatigue, distracted driving, or improper vehicle maintenance. Additionally, Lyft drivers may not always follow safety regulations, putting passengers at risk. In the event of an accident, determining liability can be complex, involving the driver, Lyft, and potentially other parties.

If you've been injured during a Lyft ride, it’s crucial to seek legal assistance to navigate the complexities of rideshare accident claims and ensure you receive the compensation you deserve. Our experienced attorneys are here to help protect your rights and secure the best possible outcome.

According to the 2022 Michigan Traffic Crash Facts, distracted driving was the cause of 15,441 motor vehicle incidents, 53 of which were deadly and resulted in 57 deaths. The following are additional risks that increase the likelihood of Lyft crashes:

  • Disregard for the rules
  • Driver fatigue
  • Speeding
  • Bad weather
  • Inexperience
  • Unfamiliarity with the area
  • Operating a vehicle while intoxicated or under the influence of drugs

Crashing still has the potential to occur at any time. Road safety should be everyone's top priority, including drivers for Lyft, users of ridesharing services, other vehicles, and pedestrians. Every safety measure taken contributes to lowering the risk of being on the roads in Livonia.

Overview: Lyft Insurance Requirements

Drivers for Lyft are required by Michigan law to have a personal insurance policy in place. Lyft also has its own policy that takes effect depending on the status of the Lyft vehicle at any given time. Generally, the Lyft ride experience is divided into three distinct periods for insurance purposes. They are as follows:

  1. Period One: A driver request is made by a Lyft consumer. The minimum coverage amounts are $25,000 for property damage, $100,000 for total physical injury or death for each accident, and $50,000 for bodily injury or death per person.
  2. Period Two: The driver leaves for their location after confirming they will take the ride request. By law, Lyft must cover this scenario with business insurance that covers at least $1 million for property damage, bodily injury, and mortality in each incident.
  3. Period Three: The Lyft customer is in the Lyft vehicle. This period is also subject to the same policy coverage requirements for period two.

Common Injuries in Lyft Accident Cases

In 2022, there were 70,281 injuries from automobile incidents, according to data compiled by Michigan Traffic Crash Facts (MTCF). Without a doubt, some of these accidents involved Lyft drivers. Drivers, passengers, and pedestrians may experience the following injuries due to a crash:

  • Mental and emotional stress
  • Bone fractures and spinal cord injuries
  • Injury to the internal organs and soft tissues
  • Back injuries
  • Traumatic brain injuries (TBIs)
  • Whiplash

How No-Fault Insurance Benefits Accident Victims

The no-fault insurance system in Michigan is unique compared to many other states. It mandates that all drivers maintain Personal Injury Protection (PIP) vehicle coverage. Regardless of who was blamed, your insurance company will cover your accident-related costs under this system. The no-fault insurance system offers the following advantages:

  • Coverage for Personal Injury Protection (PIP): This insurance pays for required costs associated with a motor accident, including missed wages and medical bills. All drivers in Michigan are required to have this coverage.
  • Residual Bodily Injury and Property Damage Liability policy: Drivers in Michigan are still required to have a liability policy for bodily injury and property damage, even while PIP coverage takes care of lost income and medical expenses. However, Michigan has less stringent liability coverage laws than other states.
  • Replacement Services: Besides paying for medical care and lost wages, PIP insurance may also reimburse costs for domestic tasks like cooking, cleaning, and yard work that you cannot perform because of your injuries.
  • Unlimited Medical Benefits: One distinctive feature of Michigan is that it provides indefinite medical benefits to individuals hurt in traffic accidents. This means that your insurer will pay for any fair and necessary medical costs resulting from your injury for the duration of care.
  • Wage Loss Benefits: PIP insurance will cover wage loss benefits to compensate for missed income if a car accident causes injuries that prevent you from working. Subject to certain restrictions, these benefits are generally paid at a rate of up to 85% of your gross income.
  • Survivor Benefits: Michigan's no-fault insurance coverage pays for burial costs, missed income, and other associated costs for dependents if a person passes away as a result of injuries received in a vehicle accident.

The goal of Michigan's no-fault insurance program is to guarantee that anyone hurt in auto accidents is paid right away without having to wait for liability to be established.

If you don't have your own insurance policy and you get injured in a car accident in Michigan, the state's no-fault insurance system ensures you can still receive benefits. Under the no-fault law, you can file a claim for Personal Injury Protection (PIP) benefits with the insurance company of the vehicle you were in at the time of the accident.

In cases where no applicable insurance exists, you can seek benefits through the Michigan Assigned Claims Plan, which helps uninsured individuals receive necessary coverage. Consulting with a knowledgeable Livonia Lyft accident lawyer can help you navigate this process and secure the benefits you are entitled to.

Compensation Available for Lyft Accident Victims

The ways in which a victim can be compensated for losses incurred by plaintiffs in ridesharing incidents are set forth under Michigan car accident laws (Comp Laws Section 600.6304). You may be able to get compensated for any or all of the following:

  • Pain and suffering
  • Psychological anguish
  • Loss of companionship
  • Deformity and disfigurement
  • Incapacity to enjoy life
  • Medical expenses
  • Property damage injuries
  • Earnings losses
  • Car and home disability adjustments
  • Funeral and burial expenses

The car accident claims procedure is the first step on the path to financial relief. For example, claiming against the rideshare driver's insurance would be your course of action. As mentioned, filing a lawsuit might be the best action if you have trouble securing enough compensation to cover your actual costs and losses. A Michigan car accident attorney can offer a step-by-step guide for obtaining pain and suffering damages.

Benefits of Livonia Car Accident Attorneys

This is a fact: 85% of insurance firms paid out more to claimants who had legal representation, according to the Insurance Research Council. This reason alone is why you should consider seeking a Livonia Lyft accident lawyer if you have been injured in an accident involving a Lyft vehicle. There are other benefits, as well, such as the following:

  • Local Knowledge: Having someone who knows the local laws as well as state laws because they work in the field every day is a surefire way to get the best possible outcome.
  • Legal Advice: You will never have to figure out what the best way forward is with an attorney guiding you. You will always know the next move to make to make sure you get a fair shake.
  • Investigation: An attorney will know how to gather and compile the best possible evidence into a strong claim for compensation so you can settle for a fair amount and move forward with your life.
  • File a lawsuit: Though it is rare for personal injury claims to go all the way to trial without first settling, in the event the at-fault party or parties will not offer you a fair settlement, an attorney will have the skills to argue your case at trial.

A competent attorney increases the likelihood of a successful claim. It is worth your time to retain legal counsel, particularly if your accident involves a Lyft vehicle.

Trust Our Livonia Lyft Accident Lawyer to Settle Your Claim  

Our goal at the Law Offices of Christopher Trainor & Associates is to help people put tragic events behind them and move forward in the best possible way. Our successful history speaks for itself. Our clients have received compensation awards totaling more than $250 million.

Contact our law firm via phone at 248-886-8650 to schedule your free case review with a Livonia Lyft accident lawyer today.

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