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Grand Rapids Lyft Accident Lawyer

Need help with a Lyft accident case? Call Christopher Trainor & Associates for a free case review. If you’ve been injured due to someone's negligence, you deserve compensation.

 

Ridesharing has grown in popularity. Many Grand Rapids residents prefer using a smartphone app to book an Uber or Lyft over calling a cab these days. While this tech-savvy alternative to hailing taxi cabs has appeal, rideshares have also led to more motor vehicle accidents. Are you a pedestrian, driver, or passenger injured in a rideshare accident? If so, you know how someone else's reckless actions can cost you a lot.

You likely have medical bills, lost earnings, frustration, and a painfully long road to recovery. If a Lyft accident has thrown your life off track, we have skilled car accident lawyers ready to help. For a free consultation with a Grand Rapids Lyft accident lawyer, contact us by email or phone at 248-886-8650. We'll do all it takes to recover compensation.

The Risk of Rideshares

Lyft drivers encounter the same traffic dangers as other motorists. What makes these rides arguably more dangerous, however, is that rideshare drivers may fall victim to more frequent distractions.

They can receive a pickup request at any time. At that moment, they'll look down to check their smartphone. All it takes is a fleeting glance away from the road that can cause life-changing harm to other road users.

As per the 2022 Michigan Traffic Crash Facts, there were 15,441 motor vehicle incidents due to distracted driving, out of which 53 were fatal and resulted in 57 deaths. Additional dangers that raise the possibility of Lyft crashes are as follows:

  • Speeding
  • Driving under the influence of alcohol or drugs
  • Inclement weather
  • Failure to follow traffic laws
  • Driver fatigue
  • Inexperience
  • Unfamiliarity with the area

Lyft Community Safety reported that 99.9% of its rides had no safety issues in the last two years. Furthermore, a 2022 research commissioned by the National District Attorneys Association found that Lyft helped reduce DUI arrests and charges in Los Angeles (down 40%), Chicago (down 40%), and Atlanta (down 52%). In the end, there are benefits and drawbacks to ridesharing services in every city.

It is still possible for a collision to happen at any time. Everyone should prioritize road safety, including Lyft drivers, ridesharing service passengers, other drivers, and pedestrians. Each safety precaution implemented helps to reduce these risks.

 

Insurance Requirements for Lyft

Back in 2013, Lyft expanded its service area to include Michigan. It has since provided thousands of licensed drivers with flexible alternatives to generate income. Do you use your car to offer ridesharing services through the Lyft app? If that's the case, you must obtain the necessary auto insurance.

According to Michigan law, drivers for Uber and Lyft must have a policy that addresses the first three stages of the ridesharing process. Among them are:

  1. First Period: The Lyft customer makes a driver request. $25,000 for property damage, $100,000 for total physical injury or death for each accident, and $50,000 for bodily injury or death per person are the minimum coverage amounts.
  2. Period 2: After confirming the request, the rider heads to their destination. By law, Lyft must maintain business insurance that covers at least $1 million in personal injury, property damage, and fatalities per incident.
  3. Period 3: When the automobile arrives, the passenger is already inside. The exact policy coverage requirements for period two also apply to this period.

Common Injuries Experienced by Lyft Accident Victims

According to information gathered by Michigan Traffic Crash Facts (MTCF), there were 70,281 injuries from traffic crashes in 2022. Without a doubt, several of these accidents included Lyft drivers. The wounds vary in severity from minor to serious. Whiplash and neck injuries are among the most frequent injuries sustained from ridesharing. In addition, pedestrians, passengers, and drivers encounter the following:

  • Damage to soft tissues
  • Damage to the inside
  • Broken bones; damage to the spinal cord
  • Back injuries; Traumatic brain injuries (TBIs)
  • Stress on the mind and emotions

 

 

 

 

No-Fault Benefits for Accident Victims

Michigan's no-fault insurance system is unique in the United States. It requires all drivers to carry a type of auto insurance called Personal Injury Protection (PIP) coverage. Under this system, if you're injured in an auto accident, your insurance company is responsible for paying your accident-related expenses, regardless of who was at fault.

Here are some key features and benefits of Michigan's no-fault insurance system:

  • Personal Injury Protection (PIP) Coverage: This insurance covers medical expenses, lost wages, and other necessary expenses resulting from an auto accident. This coverage is mandatory for all drivers in Michigan.
  • Unlimited Medical Benefits: Michigan is unique in that it offers unlimited medical benefits for those injured in auto accidents. This means that your insurance will cover all reasonable and necessary medical expenses related to your accident for as long as needed.
  • Wage Loss Benefits: If you cannot work due to injuries sustained in an auto accident, PIP insurance will provide wage loss benefits to compensate for your lost income. These benefits are typically paid at a rate of up to 85% of your gross income, subject to certain limits.
  • Replacement Services: Besides medical and wage loss benefits, PIP insurance may also cover expenses for household services you cannot perform due to your injuries, such as cleaning, cooking, and yard work.
  • Survivor Benefits: If a person dies due to injuries sustained in an auto accident, Michigan's no-fault insurance system provides survivor benefits to cover funeral expenses, lost wages, and other related costs for dependents.
  • Residual Bodily Injury and Property Damage Liability Coverage: While PIP coverage handles medical bills and lost wages, drivers in Michigan are still required to carry liability coverage for bodily injury and property damage. However, Michigan's liability coverage requirements are lower than other states.

Michigan's no-fault insurance system aims to ensure that individuals injured in auto accidents receive prompt compensation. Our state's full coverage car insurance tends to be 28% higher than the national average. In comparison, minimum coverage is roughly 55% above the national average due to the unlimited medical benefits of the no-fault system.

Another Way to Recover Compensation

Injured accident victims typically file insurance claims to receive payments for their losses. However, situations exist where filing a lawsuit is also an option. Here are a few scenarios:

  1. Negligence by rideshare driver
  2. Defective vehicle or equipment
  3. Failure to screen drivers
  4. Inadequate training or supervision

Your case is unique. Is a lawsuit against Lyft best for you? The answer depends on the specific facts surrounding the accident. An experienced Grand Rapids Lyft attorney can evaluate your case and advise you on how to proceed with a lawsuit.

 

 

 

 

What Happens When You're At Fault

There's a legal concept called comparative negligence in Michigan. This legal principle is used to allocate fault and determine damages in Lyft accident cases (and injury claims). State law (Michigan Comp. Laws Section 600.2959) allows for reducing compensation based on fault. Here's an illustration of how it applies to rideshare services:

A semi-truck crashes into a Lyft driver running through a red light. The Lyft rideshare driver was distracted by their phone and didn't notice the trucker coming. In the court, the rideshare motorist is found to be 10% at fault. Suppose the amount of damages awarded to the aggrieved party comes to $250,000. The rideshare victim's percentage of fault would be deducted from the total award under the amended comparative fault rule. They are eligible to receive $225,000 in this scenario.

If you need to file a lawsuit, consider contacting Christopher Trainor & Associates. You'll need a knowledgeable car accident lawyer with experience arguing (and winning) cases in court.

Different Forms of Compensation Available

According to Michigan Law (Comp Laws Section 600.6304), plaintiffs in ridesharing accidents are entitled to fair compensation for their losses. These include payment for:

  • Health care costs
  • Injuries to property
  • Lost earnings
  • Disability adjustments for homes and cars
  • Burial and funeral costs
  • Anguish and suffering
  • Psychological discomfort
  • Loss of consortium
  • Disfigurement and scarring
  • Inability to enjoy life

The first step toward financial relief starts with the claims process. In many cases, you would file a claim against the rideshare driver's insurance policy. A Michigan Lyft accident lawyer can provide a clear road map toward securing compensation for pain and suffering.

 

Contact a lawyer

 

 

The Benefits of Michigan Lyft Accident Attorneys

Here's a hard-to-ignore fact: According to the Insurance Research Council, claimants with legal counsel received a higher payout from 85% of insurance companies. That's one huge advantage of partnering with an attorney. If you need to hold a rideshare driver or another party accountable for your injuries, consider the advantages of a lawyer.

  • Offer Guidance: A Lyft accident attorney can discuss your case free of charge. A no-cost consultation allows you to tell your story and get insightful feedback on how to resolve your claim.
  • Build Your Case: Strong evidence can sway the scales of justice in your favor. To bolster your case, a lawyer may consult police incident reports, CCTV footage, eyewitness statements, and medical data.
  • Maximize Settlement: Many insurance companies would rather minimize, delay, or reject your claim. A skilled personal injury attorney won't let that happen. They'll devise a well-planned strategy to ensure you walk away with fair compensation.
  • Pursue Litigation: Lawsuits against Uber and Lyft drivers, rideshare companies, and other third parties are rare. If you go to trial, you need a trial lawyer with experience winning verdicts for their clients.

A skilled lawyer gives a fair shot at achieving a successful claim. Legal representation is well worth your time, especially when dealing with a complicated rideshare accident.

Let Us Fight for You 

You've been injured physically, financially, and emotionally. You don't need insurance companies, insurance adjusters, or a rideshare company hassling you over every nickel and dime. You deserve better!

We at the Law Offices of Christopher Trainor & Associates are devoted to helping our clients. our track record of success speaks for itself. Over $250 million in compensation has been awarded to our clients. Email or call us at 248-886-8650 to schedule a free consultation. Why? You need a top-notch Grand Rapids Lyft accident lawyer to handle your case.

 

 

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