Michigan Workers Compensation Glossary
Accepted claim – A claim in which the insurance company accepts that your sickness or injury will be covered by workers’ compensation.
Appeals Board – A group of 7 commissioners appointed by the governor to reconsider and review decisions made by workers’ compensation administrative law judges.
Beneficiary – Anyone who receives Social Security benefits.
Commutation – An order by a workers’ compensation judge for a lump sum payment of all or part of a permanent disability award.
Denied claim – A claim in which the insurance company does not believe that your injury or illness was work related and therefore denies your claim.
Disability – A mental or physical impairment that makes everyday activities limited.
Disability Benefits – These benefits are received for those that are under full retirement age, have enough Social Security credits and suffered from a work related injury that prevents someone from doing substantial work for more than one year or are expected to die from the impairment.
Family Benefits – The following individuals may be eligible to receive benefits on your record: Spouse if aged 62 or older (unless caring for an entitled child under the age of 16); children, if under the age of 18 and unmarried (or under 19 and still attending school); disabled children over the age of 18; and an ex-spouse in some situations.
Supplemental Security Income (SSI) – A Federal supplemental income program which helps the blind, aging, and disabled, who have little to no income.
Survivor Benefits – Benefits that can be paid to deceased person’s spouse (if over age 60, or over age 50 if the disabled person doesn’t die) or at any age if the spouse is caring for a child under the age of 16; children age 18 or younger (19 or younger if still attending school); and their parents, if they provided at least half of their financial support